Sunday, November 7, 2010

news you can use nov 7 2010


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Diwali disco fever: Obamas dance up a storm...

VIDEO...

Security panic; cop guarding hotel shoots self...

New Delhi: 5,000 police and paramilitary personnel, 500 US Secret Service and FBI officials, 400 traffic officials...

Obama regrets distortion of Islam to justify violence...

Muslims dismissive of visit...

PROTESTS...

VIDEO...

May Have to Cancel Indonesia Trip Due to Volcano...



Putin races Formula One car in new stunt...

Top Russian reporter in serious condition after attack...

Ex-Moscow mayor sends daughters to London for 'safety'...

FL's first black GOP rep says effort to paint 'Tea Party' racist failed...

Will join all-Dem Congressional Black Caucus...

PELOSI: I'm not going...

No apologies...

CBS: Hillary Clinton Rules Out 2012, 2016 Presidential Runs...

What if?



Gays in Spain stage "kiss-in" as pope drives by...

Pontiff blasts Spain's 'aggressive' anti-church ways...

UN calls for global taxes to fund 'climate' warning fight...

Soros Panel Draft Says Bank Taxes...

Web browser pioneer backs new way to surf Internet...
Obamacare spurs AARP to raise premiums...
Britain urges action over extremist U.S. website...

German police detain man over videos...



Mysterious death of DISCOVERY storm-chaser: Did daredevil TV star commit suicide?

 




MICHELLE GOES VINTAGE...

California borrows $40M A DAY to pay unemployment benefits...
Marines' new chief opposes lifting ban on gays...
Residents of Missouri Town Block Protesters From Picketing Soldier's Funeral...
Republicans Poised to Widen Gains in House as 9 Races Remain Undecided...
STORM: Scientists to campaign against global-warming skeptics...
Feds spend $700,000 to study cow burps... and more


Emerging from hell, survivors of Mount Merapi's worst eruption yet...



Pope defends family as Spanish gays hold 'kiss-in'...

Scientists turn skin into blood...

Saturday, November 6, 2010

news you can use 10/6/2010

9 AIRCRAFT IN OBAMA ENTOURAGE...
600 SECURITY AGENTS FORM 'PROTECTION RING' AT HOTEL...
'Not since the Pharaohs or the Roman Emperors has a head of state travelled in such pomp'...
'First time' ever teleprompter will be used in Indian parliament...
'We thought Obama is a trained orator'...



ALL SMILES AND OUT OF DC





And I am telling you, I'm not going...

No apologies...

CBS: Hillary Clinton Rules Out 2012, 2016 Presidential Runs...

What if?

UN calls for global taxes to fund 'climate' warning fight...

Soros Panel Draft Says Bank Taxes...

LETTER: VANITY FAIR EDITOR FREAKS OVER ELECTION: VOTERS LIKE 'HORMONAL TEENAGERS'...

NOONAN: AMERICANS VOTED FOR MATURITY...

Zuckerman: America's Love Affair With Obama Is Over...

COULTER: WE'RE ALL BIGOTS NOW!

Obamacare spurs AARP to raise premiums...
Britain urges action over extremist U.S. website...

German police detain man over videos...



Mysterious death of DISCOVERY storm-chaser: Did daredevil TV star commit suicide?





China tees up showdown with USA...

Powder keg...

Bernanke Defends Pumping...

Treasury Yields Tumble to Records...
Republicans to Use Debt Cap to Push Cuts...

Boehner: First cut should be lawmakers' salaries...


Young Asian disguised as old man arrested on flight to Vancouver...


DETAILS: TSA Fondles Women, Children Refusing Airport Naked Body Scanners...

Opt Out? Then Brace Yourself...
QANTAS: Fleet safe after 'unrelated' mid-air incidents...
TWITTER BREAKING NEWS FEED...
ABCNEWS NOTE
MIKE ALLEN PLAYBOOK
MSNBC FIRST READ
WASH POST RUNDOWN...


Obama visit to Delhi: Special vigil against monkeys and dogs...


NBC Suspends Olbermann for Political Donations...

OBAMA TELLS 60 MINS: IT'S NOT POLICIES THAT WERE REJECTED, IT WAS FAILED COMMUNICATION SKILLS...

Obama calls for compromise, won't budge on tax cuts...

U.S. can't afford 'two years mired in gridlock'...

NASA investigates Great balls of fire over Canada...
Pope blasts Spain's 'aggressive' anti-church ways...
Feds spend $700,000 to study cow burps... and more


Emerging from hell, survivors of Mount Merapi's worst eruption yet...

Hunt for man on the run with mother's corpse...


Michael Jackson: SONY Sets Dec 14 Release Date for 'New' CD...

Minn. Mom Hit With $1.5 Million Fine for Downloading 24 Songs...

Thursday, November 4, 2010

news you can use 10/4/2010





Storm poses deadly flooding risk to Haiti...

Confusion, fear...

Privacy advocates fear massive fed health database...
Soros-Funded Political Shenanigans Fail...


Hillary called 'President Clinton' by Prime Minister...



Washington, Alaska Senate races still up in the air; 10 House races uncalled...

REID SPINS: Voters want parties to 'work together'...

Hours later, Senate Dems warn GOP not to block legislation...

RECORD: FOXNEWS Dominates Coverage...

Most Viewers Ever For Midterm...

San Fran Bans the 'Happy Meal'...
'Growing number of people cutting down on daily showering, hair-washing' for environment...
Syria Internet law threatens online freedom...
Scientists unveil moving 3D holograms; 'Telepresence'...
Driver gets 'revenge' ticket for telling off parking officer...



UPDATE: Qantas jumbo makes emergency landing in Singapore...

Engine Explodes...


Iranians stage mass protest against 'Great Satan' USA...
CNNPoll: GOP candidates top Obama in hypothetical 2012 race...
Republican election surge hits state houses...


BARACK AGAINST THE WALL...

Dems lose centuries of seniority...



Speaker-to-be vows to repeal Obamacare...

Cantor lays out 22-page game plan...

DeMint: We'll Ban Earmarks Right Away...
Military ready for war in cyberspace...
Memos detail TSA employee's cocaine pranks on passengers...
Elderly woman stung by thousands of bees...
Saudi Arms Sale Draws Concern of House Committee Leaders...
TWITTER BREAKING NEWS FEED...



Coconuts removed from trees 'to protect Obama' in India...

Visit criticized for 'over-the-top' spending...

FLASHBACK: UK's Cameron flies commercial to meet Obama...

YOUTUBE yanks Islamic cleric's jihad sermon videos...
GOP to urge Obama officials not to shred documents...

New House Judiciary Chairman to Obama: Prepare for Investigations...

Next up for House Dems: Ethics trials for Rangel, Waters...

Texas student fatally shot while visiting Mexico...
CHINA WARNS FED PUMPING 'HUGE RISK'...



Fed to spend $1 trillion to buy gov't bonds...

Germany Concerned...

Gregg: 'We're Greece' in a Few Years...

TV reporter suffers extensive facial fractures; Dragged off parade float by marauding clown...
NEWS CORP. puts MYSPACE on notice...
Greek police detonate bomb sent to French embassy...

Halts mail services after attacks...

UK traffic cams check to see if insurance, tax payments up to date...


Michael Jackson to become 'CIRQUE DE SOLEIL' show...

Woman calls police on snoring husband..
REFRESH DRUDGE REPORT FOR LATEST...

Wednesday, November 3, 2010

news you can use 11 03 2010

THE CLASS OF 2010...
ROAR...
MAPS: GOV... HOUSE... SENATE...
Obama Dealt Tough Hand...
Fournier: Washington the Biggest Loser...
DeMint: Less Government, More Freedom...
Shift Stirs Economic Jitters Abroad...
GOP likely to urge Obama officials not to shred documents...
Next up for House Dems: Ethics trials for Rangel, Waters...
OBAMA: Election was a 'shellacking' for Democrats, his agenda...developing...


LOVE THINE ENEMY



Obama blow-up sex doll for sale in China...
Voters ban judges from using international law in OK...
pOT pRop In CAlifornIA gOeS uP iN SmOKe...
McDone: San Francisco Bans the Happy Meal...

Bachmann To MSNBC's Matthews: That Thrill Isn't Tingly Anymore...

Will run for GOP leadership...

'TEA PARTY' RISES...



REID SPINS: Voters want parties to 'work together'...

Cuba's Raul Castro declares: Accept reforms or 'we will fall off the cliff'...
UK: GOOGLE Breached Laws..
GM Tax Break to Last Years...
CHER RIPS PALIN: 'A dumb woman is a dumb woman'...
Police officer denied right to vote after refusing to surrender weapon...
'Invalid' Forms by Supposed Billionaires Skew Wage Figures...
Homeownership at lowest level in a decade...
NYC mayor says city won't send Christmas cards this year...
Report: 10-year-old gives birth in Spain...
 

FALL ON THE SCALPEL: Few Dems survive healthcare vote...

Dems lose centuries of seniority...



Most Powerful Woman in Politics Falls...

Boehner: Tonight begins change...

Weeps...

Vows to repeal Obama healthcare reforms...

Cantor lays out 22-page game plan...

DeMint: We'll Ban Earmarks Right Away...

CBSNEWS: Palin Emerges with More Clout...



SDakota's rising star wins: Kristi Noem...

Treasury estimates $362B in borrowing for quarter...

Bernanke Faces More Congressional Scrutiny After Republican Election Gains...

PUMP: Fed Likely to Announce $500 Billion of Purchases...

'Biggest decision in decades'...

Fed easing may mean 20% drop of dollar value...

'The end of dollar hegemony'...

Sen. Gregg: 'We're Greece' in a Few Years...

GOOGLE POLLING APP SENDS VOTERS OFF-COURSE...
Memos detail TSA employee's cocaine pranks on passengers...
Man dressed as Breathalyzer machine arrested -- for drunk driving...
TWITTER BREAKING NEWS FEED...
ABCNEWS NOTE
MIKE ALLEN PLAYBOOK
MSNBC FIRST READ
WASH POST RUNDOWN...



Fiorina refuses to concede to Boxer...
REPUBLICAN TAKES FL GOV IN PHOTO-FINISH...


THE GREAT DIVIDE...

Maine goes all red for first time in 50 years...

Gay Marriage Judges Get the Boot in Iowa...
Krauthammer: 'Obama Agenda is Dead'...
New Black Panther Returns to Same Polling Place?

Kitty Dukakis in polling place controversy...



Franky cranky - even after big win...

REPORT: US to spend $200 million per day on Obama's Mumbai visit...
CA DEFIANT: Deceased Dem Defeats Republican for State Senate Seat...
FBI: 5th Virginia shooting linked to earlier cases...
Sugar soars to 30-year high as supply fears grow...
Britain, France to create joint military force...
China rebuffs US offer on disputed islands; Beijing calls stance on issue 'very wrong'...
UK traffic camera checks to see if insurance, tax payments up to date...
REFRESH DRUDGE REPORT FOR LATEST...

Tuesday, November 2, 2010

news you can use 11/02/2010





Coons Camp Expresses Turnout Worries in Delaware...

New Black Panther Seen At Philly Polling Place...



HILLARY 9,000 MILES AWAY...

'Goldilocks'...

CLINTON DOES KUALA LUMPUR...

Obama 'envious that I am here'...

CHER RIPS PALIN: 'A dumb woman is a dumb woman'...
Police officer denied right to vote after refusing to surrender weapon...
PUMP: Fed Likely to Announce $500 Billion of Purchases...

'Biggest decision in decades'...

Fed easing may means 20% drop of dollar value...

'The end of dollar hegemony'...

Homeownership at lowest level in a decade...
Judge skeptical of lawsuit against AZ immigration law...
Schwarzenegger bans welfare cards at psychics...
NYC mayor says city won't send Christmas cards this year...
Man Arrested For Wearing A Mask On Halloween...

Man arrested for groping, assaulting teen actors at haunted house...

Report: 10-year-old gives birth in Spain...
POLICE: Former top Army soldier hit man with car on purpose...
 


REPORT: US to spend $200 million per day on Obama's Mumbai visit...
Bomb goes off at Swiss Embassy in Athens, no injuries...

...police blow up package bound for Chile embassy

Marine fatally stabbed after insult to his wife in French Quarter...
Plane stolen from busy Honduras airport...
Will Obama Face Left-Wing Primary Opponent?

SLATE: Am I last person in America who still adores the president?



WINNERS...

RIOTS...

VIDEO...

Obama doesn't call...

Britain, France to create joint military force...


Japan hits out over Medvedev visit...

WIKILEAKS: Is Russia the Next Target?
3 Americans killed near Mexico-U.S. border...
REFRESH DRUDGE REPORT FOR LATEST...


Saturday, October 30, 2010

Vystar Credit Union – The worst bank ever

Vystar Credit Union – The worst bank ever

No matter what you might be thinking of doing, don't do business with the worst bank ever. I have many reasons for saying that they are the worst bank ever.
I had accounts with the worst bank ever for 7 years, from 1999-2006. I cannot tell you how many times I was embarrassed or irritated by them. Here's a list of the worst offenses:
  • If you deposit money in your checking account, and then try to use your checkcard, be careful. The check card balance is about 2 days behind your checking account balance. Several times, I was in line at a store (like the Borders on Southside), and the visa wouldn't work. I can remember at least two times when I just walked out into the parking lot of the store, and used an atm to withdraw the money from my checking account, and paid with cash
  • You can only get some money out of an ATM. There's a daily limit of $570 on atm withdrawals from your account. So, if you are on vacation, and want to splurge a bit, but need cash, tough tittie. When we were trying to pay our deposit, we ran into this problem. There aren't any branches of the worst bank ever anywhere in the world except Jacksonville, FL. So, we couldn't go to the bank to get our money, and had to visit the ATM every day for several days, and take out the max each time.
  • In the move, and switching bank accounts, two withdrawals came out of my worst bank ever checking account, causing my overdraft protection to kick in. We sent them a check (to the tune of $200+). Today, I tried to close my account. They told me I couldn't because of an outstanding balance on the overdraft account. The balance was $2.29. Two dollars! I'm certain that I paid Vystar more than $2,000 in interest over the years I had a car loan through them, and I'm sure they've made thousands off of interest from my deposits. Keep in mind, I was a loyal customer for 7 years, despite the irritations.
  • When we went to buy a new car the last time, I contacted Vystar, since I had a car loan through them already. I had never been late on my loan payment, or any other payment to Vystar, in 4 years. They told me they couldn't finance me. No big deal, I'll get financing through the dealership. The dealership got me financed with a local credit union. Vystar (the worst bank ever). So, when I came to them as a loyal, long-term customer, they couldn't help me. When I came as an anonymous car buyer, they were all ready to give me a loan.
  • They let our information be stolen! I received a ton of phishing attacks in email, from people impersonating the worst bank ever. Here's my question: how did the phishers know I was a customer of the worst bank ever? The worst bank ever let some hacker steal a couple thousand customer emails. God knows what else was stolen.
I realize there are a lot of the same links in this post (worst bank ever). I'm trying to see what I can do to get Vystar as the #1 search result if you search for worst bank ever. If you'd like to help me with this project, just link to the worst bank ever, with worst bank ever as the words in the link.
Dumb bastards.

17 comments:


Primate Buddy said...
Yes. I have to agree with you, they are quite bad, if not the worst bank ever. I rather like the most anassuming bank ever since I have never really had problems with them. However, I have had a credit card with worst bank ever for sixteen years or more, had it paid off several times for rather lengthy stretches. Never once has worst bank ever offered me a larger limit. Not only that, but worst bank ever has screwed me similarly with respect to checking vis-a-vis savings. I dislike them, the worst bank ever. Actually, I think the worst bank ever label belonged to First Union which is now Wachovia which really doesnt make much of a difference, since Wachovia was bought up by First Union, so really Wachovia is First Union when you think about it.
bytehead said...
I think soneone doth protest too much. I'm not aware of too many banks that allow more than $500 from their account in one day. I've heard that you might be able to talk some banks into upping this, but I have yet to find a bank to allow that.Then again, I used to work for the Ohio Department of Commerce, which regulates financial institutions, and I've learned that just by stating where I work at, people there tended to be quite correct in their behavior. :)My wife and I went from Atlantic Coast Federal which went from a credit union to who knows what, we were tired of getting charged a fee for anything we wanted to do. We certainly aren't having the issues with Vystar that you are having.
cueye said...
Caullen - Please email me at brogers [at] ucg [dot] com. I'm a reporter and would like to talk to you about your story.
Anonymous said...
I have to say that BANK OF AMERICA has to be the worst bank ever! I was thinking of switching to Vystar because my boyfriend has never had a problem with them and he has been with them for about 7 years also but now after reading that I'm not so sure! Anyways, Bank of America will put holds on your account and not tell you so when you write checks for your bills you're screwed! I have been on the phone with the customer service all morning and they basically told me tough shit! So now I have all these damn overdraft fees for money that is in my account and they won't credit me for any of it! The guy I talked to was a total jerk and he told me that they are not entitled to tell you that there is a hold on your account for an out of state check! What a crock! DO NOT BANK WITH THEM CAUSE YOU WILL GET SCREWED!!!
Anonymous said...
Quit being whinebags, don't you people have a resourceful bone in your body? Do some research, find a bank you like, and get over it...and while you're at it, get a life.
Cullen Waters said...
Wow. That is an incredibly insightful, well thought out comment.
Anonymous said...
Hey people, I used to work for a bank and I've got news for you, Vystar is a CREDIT UNION! I never worked for Vystar and I am not a paycheck to paycheck guy who needs the money the minute I deposit it also. Haven't you heard about funds being available the next business day? Thats how banks and credit unions work. I used to deal with deadbeats like you who would come in and complain about overdraft fees, it was amazing. I'm glad I learned quickly myself and the few times I encountered overdraft fees I stopped what I was doing to create them. As far as Vystar goes, they have GREAT loan rates, I love Vystar! I've got a Visa with a $35,000 limit, no annual fee, 8% FIXED APR, and REWARD POINTS! I've done two HELOCS with them and it was a little slow to set up but there were no fees involved! Not even an appraisal fee. If your dirt poor your going to be pissed at any bank or credit union but don't call Vystar the WORSE, your just ignorant. As far as Bank of America goes, again if your a deadbeat all banks are going to suck, but they aren't as bad as some I've delt with and I actually think they are pretty good, I bank with both and if a problem arises (which I don't remember the last time that was) they have been quick to resolve it. Vystar for GREAT loan rates, Bank Of America for great ACCESS to your accounts through ATM's and online (Vystar has that online thing also!). Sorry, just had to put my two cents into this blog full of people who bounce checks because it shows up on Google when you search Vystar.
Courtney said...
Hey, Mr. Anonymous. You use the word deadbeat so much you must be a bill collector. Real original.We have heard about fund being available to next business day. That would have been great. FIVE business days later? Not so great.Usually the type of people who boast about the fact that they don't live paycheck to paycheck, have tons of money and have credit cards with $35,000 limits are the type of people who are scumbags anyway. But, thanks for the comment! :)P.S. VYSTAR'S CUSTOMER SERVICE SUCKS ASS WHICH WAS THE REASON FOR OUR BLOG POSTS.
Cullen Waters said...
Anytime someone posts as anonymous,I chuckle. Whenever someone tries to come across as rich, not living paycheck to paycheck, but has really poor grammar I chuckle. Thanks, anonymous, for the double laugh today. Dumbass.
KELLY said...
I AM REALLY SORRY TO HEAR THAT HAPPENED TO YOU. I HAD AN ACCOUNT WITH FIRST UNION, I DID NOT PAY MY CAR PAYMENT. THEREFORE, THEY REPOED IT. ABOUT 15 YEARS AGO MY HUSBAND AND I JOINED FLORIDA TELCO CREDIT UNION. THEY HAVE ALWAYS BEEN GREAT TO US. I HAVE HAD TO EAT THE OVERDRAFT FEES A FEW TIMES, I KNOW THAT IT WAS BECAUSE OF POOR CHOICES AND NOT UNDERSTANDING HOW THE CREDIT UNION WORKED. GIVE FLORIDA TELCO A TRY, WE LOVE THEM.
Anonymous said...
I have to agree,I have wanted to voice a complaint about this bank forever.They lie,and make a killing off of overdraft fees,if you call customer service 5 times,you will get 5 different people with 5 different answers,they don't have a policy that they stick by,for example,I was told that transactions for the next business day are done at 12 nidnight,but that was not true,cause checks come in all day long,I was told that it takes 3-5 days for credit purchases to clear,not true,these purchases hae cleared as ealy as 1 day,the biggest problem that I have is that you don't accurate information,so you don't know what to expect,if you are a company and you expect your customers to follow poily and procedures,then give them something solid,don't tell them one thing,and practice another,because then they are confused and you collect all the fees,and that is how you keep you "free" banking system going.I don't think this is a scheme for the rich but for those that need to keep close watch over their money,they tell you things that will trip you up,but yet keep them making money off of your mistakes.Last but not least,I have had an uncountable number of purchases that will not clear,only to go out to the atm and withdraw the money.I am so happy to no longer be a member,Thanks for the vent.
Angie, Krishna's Mom said...
If you live in Jacksonville, I recommend Jax Federal Credit Union. Their service is awesome, you can do everything online and I don't go to the branch for anything...all online. Check it out -- jaxfcu.org.
Anonymous said...
I know for a fact that if you set up an electronic link to Vystar and transfer funds to your account. Those funds are available the next day. I do this every month. I've banked with Vystar for about 3 years and I'm overall satisfied with there service. I did encounter a teller that was unfriendly. The next time I went back to her she cleaned her act up and was nice.
Anonymous said...
As a former military member married to a military member, I've moved quite often. In the last 24 years I've had accounts at over 6 different institutions. Even though I now live in the northern part of the US, I still actively use my Vystar as my primary financial institution. My husband has an account with a local credit union and I am amazed at the difference btween the two institutions. My DH's CU charges fees for the strangest things. He gets charged $3.00 for performing a POS transaction at the grocery store. I don't have that problem with Vystar.To address some of Cullen's issues:1. The last time I heard, checking account balances were sent to the checkcard processor between 4-6 am after the daily processing was done. In addition the check card processing company will not authorize a purchase if your checking account balance is less than $50. So, if you had a $45 dollar balance in your checking account at 7 am and deposited cash, say $200, at 2 pm, your checkcard balnce would not change until the next business day. Note those words business day. Even thou the CU is open on Saturday, that is not a traditional business day. 2. In the past a person holding a plain ATM card could withdraw $400 at a time. However, if you time your withdrawals right, you might be able to get twice that amount in a 24 hour period. Also, since credit and checkcards also work as ATM cards, a person can withdraw the current daily limit on each card they posess as long as the money is in the account.3. Since it is in Vystar's best interest to make sure the members manage their accounts correctly, they may refuse to lend money to a member. Cullen mentions that he was not late on any Vystar payments. What about payments to credit card companies or payments on other loans not financed through Vystar? Depending on the amount of time and the type of loan Cullen had, the CU may have pulled a credit bureau report. I wonder what was on that?4. I have recieved phising emails from banks I don't have accounts with. How does Cullen know the infor came from Vystar?Cullen needs to get his act together.
Anonymous said...
I agree, Vystar does suck! I wont bother saying why i think so, it's already been said. By the way, 8% is not a great interest rate on a credit card. I pay 0% interest for 2 years & 4% after that through USAA. I dont bank with them, just credit card & vehicle loan & they are great, & great customer service:)
Anonymous said...
I just want to add that my problems with Vystar started after they went public. If the ex bank employee remembers correctly they used to be Jax Navy which was not available to the general public. Ever since they have placed new rules on their clients which poses a problem if you are not used to them. Especially if you have holds on your money. Actually, I would say a majority of the people that bank with Vystar are inconvenienced just so the bank never has to be. And for the gentlemen who made the comment about deadbeats.........try running a small business account with Vystar and sending out a check for 9K to pay a vendor and it bounces because $100 was on hold for another 2 days. I wouldn't consider myself a deadbeat for owning a small yet successful business. Vystar is not the place to go and I would not suggest financing anything through them, just don't feed into them
Anonymous said...
1) Vystar isn't a BANK it's a Credit Union2) You can only use your Vystar card as a credit card if the money is in your account by midnight of the previous day. If you were embarrassed 'several times' you obviously never took the time to figure out WHY you couldn't use your card and continued to make the same mistake thus embarrassing YOURSELF.3) If Vystar owed YOU $2.29, I doubt you'd tell them to write it off because it's ONLY two dollars.4) If Vystar couldn't finance your auto loan without dealership assistance (they have a contract and can approve less than worthy borrowers, you just pay higher interest), then perhaps your credit history isn't as stellar as you'd like everyone to believe.In conclusion, regardless of your bank du jour, you will always run into problems because perhaps, you are the worst customer ever.